How PaydayShield Works — Simple Income Protection in 3 Steps

Learn how PaydayShield income protection works. Get covered in minutes, file claims easily, and receive payments fast. Plans from $24.99/mo.

Income Protection in 3 Simple Steps

  1. Step 1 — Get a Quote. Enter your employment details and income to receive a personalized quote in minutes. No credit check, no obligation. Visit Get a Quote.
  2. Step 2 — Choose Your Plan. Pick from Basic ($5,000) to Ultra ($25,000) coverage. Plans start at $24.99/month. Compare tiers at Coverage Tiers.
  3. Step 3 — File a Claim. If you lose your job involuntarily, file a claim online. Our AI-powered verification and review process is fast and transparent. Benefits begin after the 14-day elimination period.

After approval, a vesting period of 3–6 months applies. Once fully vested, your policy pays monthly benefits for 12–24 months while you are unemployed.