Premium Calculator — PaydayShield

Calculate Your Income Protection Premium

The PaydayShield premium calculator gives you an instant personalized estimate based on your employment type, income, industry, age, and selected coverage tier.

How Your Premium Is Calculated

• Coverage tier: Choose from $5,000 (Basic) to $25,000 (Ultra).
• Income level: Higher income typically corresponds to a higher premium for proportional benefit coverage.
• Industry risk: Some industries carry higher layoff risk, which is reflected in actuarially priced rates.
• Employment type: Traditional employees, gig workers, and contractors may have different base rates.
• Age: Rates are available for workers ages 18–65.

Premiums start at $24.99/month for the Basic tier. Get your free personalized quote.